How to Choose the Right Coverage

1. Check your local legal requirements — some areas require PIP or specific coverage limits.

2. Review your health insurance — if it is limited, stronger car injury coverage may help.

3. Think about your driving habits — long trips or frequent passengers may need higher protection.

4. Compare insurance companies — prices and coverages vary widely.

5. Read the policy details — understand what is included and excluded.

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Tips for Filing a Claim After an Injury

1. Get medical attention as soon as possible.

2. Report the accident to your insurer quickly.

3. Keep records of medical bills, reports, and receipts.

4. Follow all instructions from your insurance provider.